Borsa Finance, LLC
Last Modified December 28, 2020
Borsa Finance, LLC (“Borsa”) provides certain services allowing its users to find and listen to earnings calls of
publicly traded companies and may also provide related services summarizing such earnings calls. Collectively, all
refers to Borsa Finance, LLC, an Indiana limited liability company.
The services provided by Borsa to its Users through the Website may be collectively referred to as “Services”
hereunder. The below terms and conditions govern your access to and use of the Services, including use via mobile
applications, web applications websites, and any content, functionality, and services offered on or through the
an account via the Website or use the Website as a guest.
Please read this policy carefully to understand our policies and practices regarding your information and how we
will treat it. If you do not agree with our policies and practices, your choice is not to use the Services. By accessing
do not want to agree to these terms, you must not access or use the Website.
shall be effective immediately upon notice thereof, which may be given by means of posting a notification on this
aware of any modifications. Your continued use of the site after such modifications will constitute your
Users of the Services may view the Website and certain information on the Website without registering and
Website as a guest. However, certain Services will be restricted to those Users who register and create an account
(“Registered Users”). Users who are not Registered Users are “Guest Users” hereunder.
1. The Information We Collect.
1.1. We may collect certain information from you described in the categories below(collectively referred to herein as “Information”):
A. Information by which you may be personally identified, such as your name,
age, email address, telephone number, address, and zip code (collectively “Personally Identifiable
B. Information regarding how the Services are accessed and used by you,
including but not limited to your internet protocol address, browser type, browser version, the
pages of our Services that you visit, the time and date of your visit, the time spent on those
pages, unique device identifiers, the content and advertisements you have accessed or seen, and
other diagnostic data (“Usage Data”); and/or
C. Tracking technologies to track the activity on the Services, including but not
limited to session cookies, preference cookies, security cookies, web beacons, tags, and scripts to
collect and track information and to improve and analyze the Services, which may be collected directly through the Services or via third-parties providing analytic services to us (“Tracking
1.2. Usage Data and Tracking Data is collected for every User of the website. Personally
Identifiable Information is intended to be collected only for Registered Users; however, if any Information
2. Collection of Information.
2.1. We collect Information directly from you when you provide it to us through the use of
any of our Services; automatically as you navigate through the Website and Services; when you create an
account on the Website; and from certain third parties as more fully set forth below. We may also collect
Information from you when you interact with any of our pages or accounts on a social media platform,
such as Facebook, Twitter, Google+, Tumblr, LinkedIn, YouTube, or Pinterest, we may collect the personal
information that you make available on that page or account, including your account ID or “handle” and
2.2. We may work with third parties to monitor and provide analyses of the Usage Data and
Tracking Data, including browsing patterns of visitors to our Website by tracking non-personally
identifiable information about our visitors. Such third parties may include, for example, but are not
limited to Google Analytics, Google AdWords, and Facebook. We may also work with third parties to
provide us with additional opportunities to engage with you, such as social media providers who may
collect your data on our behalf or provide advertisements to you based on your interests. Each third party
amount of data which may include an anonymous unique identifier. Cookies are sent to your browser
from a website and stored on your device that can later be retrieved to identify you to us. To give you the
site easier, make the site run more smoothly, and help us to maintain a secure site. Cookies do not
contain personally identifiable information; however, once you choose to enter our site with personally
identifiable information that information may be linked to the data stored in the cookie. You expressly
consent to the installation of cookies. However, you may be able to change your privacy preferences
decline our cookies if your browser permits, but some parts of our site may not work properly in that
case. If you do not accept cookies, you may not be able to use some portions of the Services.
3. How We Use Information.
3.1. We may use the Information you provide about yourself to operate our Website,
perform or fulfill Services requested by you, deliver information to you about our products and services,
improve and tailor our products and services to better fit our Users, inform you of changes to our Website
or use certain Services, you are opting to receive certain messages from Borsa and we will use your
Information for such purposes. We may also use your Information to fulfill any other purpose for which
you provide it, in any way we may describe when requesting the information, and for any other purpose
with your consent. If you consent to the sharing of that Information then we may share such Information,
as applicable, unless and until you revoke such permission. We may use Tracking Data and Usage Data
collected from you through the Services to optimize or improve the Services, to perform statistical,
demographic, and marketing analyses of users of the Services, and for such other purposes as it may
deem necessary or beneficial to it from time to time. We will also use your Information to enhance the
operation of our Website or Services, such as to improve our marketing and promotional efforts,
statistically analyze site use, and improve our service offerings. We may also use your Information to
resolve disputes, troubleshoot problems and enforce our agreements with you, including sales terms and
3.2. Borsa does not sell or disclose your Personally Identifiable Information to any thirdparty
for monetary of other valuable consideration. However, we may use and share your Personal
Information with affiliated and non-affiliated organizations as necessary to perform business purposes as
A. To our subsidiaries and affiliates, and to contractors, service providers, and
other third parties affiliated with us in order to continue to develop our Website, improve our
Services, and provide the Services to you;
B. As part of a transfer or assignment if we are acquired by, sold to, or merged
with another entity, or otherwise reorganized or liquidated;
C. In response to legal process, court order, or government or regulatory request;
to enforce other agreements with you, including for billing and collection purposes; and if we
believe disclosure is necessary or appropriate to investigate, prevent, or take action regarding
illegal activities, suspected fraud, situations involving potential threats to the physical safety of
governing our sites and applicable laws or as otherwise required or permitted by law or
consistent with legal requirements;
D. With credit card issuers and financial institutions in order to obtain payment
from you, such that they may process payments and refunds, verify the absence of fraud, or
assist in debt collection, in the course of the performance of a contract or on the basis of other
E. With IT service providers (including IT platform provides and website analytic
service providers) in order to provide the Services to you and to analyze your use of the Services,
such that they may support our IT systems, provide hosting, processing and analyzing services
with respect to information and data collected, and provide maintenance of such systems, in the
course of the performance of a contract or on the basis of other legitimate interests; and
F. With our agents and other service providers, in order for the same to perform
function on our behalf, such as hosting, billing, notification, storage, content management,
analytics, customer service, fraud protection, etc., in the course of the performance of a
contract, on the basis of other legitimate interests, by legal obligation, or through your consent.
4. Children. The Website and Services are not directed to children under 18. We do not knowingly
collect Personally Identifiable Information from children under 18. If you become aware that a child under 18 has
provided us with Personally Identifiable Information without parental consent, please contact us. If we become
aware that a child under 18 has provided us with Personally Identifiable Information without parental consent, we
will take steps to terminate the child’s account and delete any Personally Identifiable Information provided to us.
6. California Consumer Privacy Act. The following provisions apply to you if you are a California resident or use our Services in California. For the purposes of this Section 6, “Personal Information” is information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device, and does not include information that is publicly available, or deidentified or aggregated information.
6.1. You have the right to request that we disclose to you (i) the categories of, and specific
pieces of, Personal Information that we have collected about you; (ii) the categories of sources from
which the Personal Information was collected; (iii) the business or commercial purpose for collecting such
Personal Information; (iv) if any, the categories of third parties with whom we have shared such Personal
Information; and (v) if any, the categories of your personal information that we have disclosed to third
parties for a business purpose.
6.2. You have the right to request that we delete any Personal Information about you which
we have collected from you, unless that information is necessary for us to retain pursuant to Cal. Civ.
Code § 1798.105(d), which for instance, allows retention of such information for completing the
transaction for which the personal information was collected, detecting security incidents, or complying
with a legal obligation.
6.3. To submit requests for information or deletion pursuant to this Section 6.1 or 6.2, you
may reach out via email to Borsahq@gmail.com.
6.4. For a request under Section 6.1, we will endeavor to disclose and deliver requested
information to you, without charge, within 45 days of receiving your request, and if an extension of such
timeframe is reasonably necessary, we will provide you notice of such extension. The information
provided will cover the 12-month period preceding our receipt of your request. We not required to
provide such information more than twice in a 12-month period. Only you, or someone legally authorized
to act on your behalf, may make a verifiable consumer request related to your personal information. You
may also make a verifiable consumer request on behalf of your minor child. We cannot respond to your
request or provide you with personal information if we cannot verify your identity or authority to make
the request and confirm the personal information relates to you.
6.5. We will not discriminate against you in violation of Cal. Civ. Code § 1798.125 for
exercising your rights set forth in this Section 6.
6.6. We do not sell, or disclose, release, transfer, or otherwise communicate your Personal
Information to any third-party for monetary of other valuable consideration.
6.7. We have collected certain information from the following categories of Personal
Information as set forth in CA Code 1798.140(o)(1), from our users in the past 12 months: (i) identifiers,
such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol
address, email address, account name, Social Security number, driver's license number, passport number,
or other similar identifiers; (ii) internet or other similar network activity information, including, but not
limited to, as browsing history, search history, information on a consumer's interaction with a website,
application, or advertisement; (iii) geolocation data; (iv) inferences drawn from other personal
information to create a profile about a consumer reflecting the consumer’s preferences, characteristics,
psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes; and (v)
commercial information, including records of personal property, products or services purchased,
obtained, or considered, or other purchasing or consuming histories or tendencies.
7. Opt-Out. If at any time you do not wish to receive certain communications stated herein from us,
or if you desire that we permanently delete your Personally Identifiable Information, you may “opt-out” by writing
to us by emailing Borsahq@gmail.com. It may take up to 15 days for the change to be fully effective. Please note
that in order to remain a Registered User, you may be unable to opt out of all communications from us, such as
8. Security of Your Information. We have put in place industry-standard procedures to safeguard
and help prevent unauthorized access, to maintain data security, and to use correctly the information we collect
online, such as dedicated virtual private servers, a web application firewall, an encrypted database, and no thirdparty
access to the server. Unfortunately, we cannot guarantee that 100% of the data transmissions are secure.
Therefore, while we strive to protect your personally identifiable information, you acknowledge that: (a) there are
limitations to security and privacy of the Internet that are beyond our control; (b) the security, integrity and
privacy of the Personally Identifiable Information exchanged between you and us cannot be guaranteed; and (c)
any such information and data may be viewed or tampered with in transit by a third party. For Registered User
understand the security measures such third-party has taken regarding your payment information. TO THE
FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES CAUSED BY DATA SECURITY BREACHES, AND YOU WAIVE ANY AND ALL SUCH CLAIMS AGAINST US.
9. Privacy Policies of Third-Party Sites. Except as otherwise discussed in this Agreement, this
document only addresses the use and disclosure of Information we collect from you. Other sites accessible
through our Website (including those linked by Registered Users, third-party payment processors used to process
companies which may place advertising on our Website may collect information about you when you view or click
contact those advertisers directly if you have any questions about their use of the information that they collect.