Privacy Policy

Borsa Finance, LLC

Last Modified December 14, 2023

Borsa Finance, LLC (“Borsa”) provides certain services allowing its users to find, listen, and read transcripts to earnings calls of publicly traded companies and may also provide related services summarizing such earnings calls. Borsa also allows users to read earnings releases and presentation slides that accompany an earnings call. Collectively, all

users of the website may be referred to as “Users” in this Privacy Policy. Unless otherwise noted, each section and

provision of this Privacy Policy applies to all Users.

Within this Privacy Policy, “you” are a User of the Website (as defined below), and “we”, “us”, “our” or “Borsa”

refers to Borsa Finance, LLC, an Indiana limited liability company.

The services provided by Borsa to its Users through the Website may be collectively referred to as “Services”

hereunder. The below terms and conditions govern your access to and use of the Services, including use via mobile

applications, web applications websites, and any content, functionality, and services offered on or through the

same (collectively, the “Website”). Unless otherwise noted, these Terms of Use apply to you whether you create

an account via the Website or use the Website as a guest.

Please read this policy carefully to understand our policies and practices regarding your information and how we

will treat it. If you do not agree with our policies and practices, your choice is not to use the Services. By accessing

or using the Services, you agree to this privacy policy. By using the Website, or by clicking to accept or agree to the

do not want to agree to these terms, you must not access or use the Website.

We reserve the right to change this Privacy Policy at any time. Such changes, modifications, additions, or deletions

shall be effective immediately upon notice thereof, which may be given by means of posting a notification on this

site or by other means. It is your responsibility to review this site and this Privacy Policy periodically and to be

aware of any modifications. Your continued use of the site after such modifications will constitute your

acknowledgment of the modified Privacy Policy and you agree to be bound by the modified Privacy Policy.

Users of the Services may view the Website and certain information on the Website without registering and

creating an account. This Privacy Policy applies to you whether you create an account via the Website or use the

Website as a guest. However, certain Services will be restricted to those Users who register and create an account

(“Registered Users”). Users who are not Registered Users are “Guest Users” hereunder.

1. The Information We Collect.

1.1. We may collect certain information from you described in the categories below(collectively referred to herein as “Information”):

A. Information by which you may be personally identified, such as your name,

age, email address, telephone number, address, and zip code (collectively “Personally Identifiable

Information”);

B. Information regarding how the Services are accessed and used by you,

including but not limited to your internet protocol address, browser type, browser version, the

pages of our Services that you visit, the time and date of your visit, the time spent on those

pages, unique device identifiers, the content and advertisements you have accessed or seen, and

other diagnostic data (“Usage Data”); and/or

C. Tracking technologies to track the activity on the Services, including but not

limited to session cookies, preference cookies, security cookies, web beacons, tags, and scripts to

collect and track information and to improve and analyze the Services, which may be collected directly through the Services or via third-parties providing analytic services to us (“Tracking

Data”).

1.2. Usage Data and Tracking Data is collected for every User of the website. Personally

Identifiable Information is intended to be collected only for Registered Users; however, if any Information

is provided to Borsa in any manner by any User, this Privacy Policy will apply to such Information.

2. Collection of Information.

2.1. We collect Information directly from you when you provide it to us through the use of

any of our Services; automatically as you navigate through the Website and Services; when you create an

account on the Website; and from certain third parties as more fully set forth below. We may also collect

Information from you when you interact with any of our pages or accounts on a social media platform,

such as Facebook, Twitter, Google+, Tumblr, LinkedIn, YouTube, or Pinterest, we may collect the personal

information that you make available on that page or account, including your account ID or “handle” and

that the social media platform permits us to collect, in compliance with the privacy policy of each social

media platform.

2.2. We may work with third parties to monitor and provide analyses of the Usage Data and

Tracking Data, including browsing patterns of visitors to our Website by tracking non-personally

identifiable information about our visitors. Such third parties may include, for example, but are not

limited to Google Analytics, Google AdWords, and Facebook. We may also work with third parties to

provide us with additional opportunities to engage with you, such as social media providers who may

collect your data on our behalf or provide advertisements to you based on your interests. Each third party

may also set forth its own privacy policy.

2.3. Information may be obtained through the use of cookies, which are files with a small

amount of data which may include an anonymous unique identifier. Cookies are sent to your browser

from a website and stored on your device that can later be retrieved to identify you to us. To give you the

best online experience possible we may use cookies or similar technologies; cookies make your use of the

site easier, make the site run more smoothly, and help us to maintain a secure site. Cookies do not

contain personally identifiable information; however, once you choose to enter our site with personally

identifiable information that information may be linked to the data stored in the cookie. You expressly

consent to the installation of cookies. However, you may be able to change your privacy preferences

regarding the use of cookies and similar technologies through your browser. You are always free to

decline our cookies if your browser permits, but some parts of our site may not work properly in that

case. If you do not accept cookies, you may not be able to use some portions of the Services.

3. How We Use Information.

3.1. We may use the Information you provide about yourself to operate our Website,

perform or fulfill Services requested by you, deliver information to you about our products and services,

improve and tailor our products and services to better fit our Users, inform you of changes to our Website

or this Privacy Policy, and to solicit additional information from you. When you become a Registered User

or use certain Services, you are opting to receive certain messages from Borsa and we will use your

Information for such purposes. We may also use your Information to fulfill any other purpose for which

you provide it, in any way we may describe when requesting the information, and for any other purpose

with your consent. If you consent to the sharing of that Information then we may share such Information,

as applicable, unless and until you revoke such permission. We may use Tracking Data and Usage Data

collected from you through the Services to optimize or improve the Services, to perform statistical,

demographic, and marketing analyses of users of the Services, and for such other purposes as it may

deem necessary or beneficial to it from time to time. We will also use your Information to enhance the

operation of our Website or Services, such as to improve our marketing and promotional efforts,

statistically analyze site use, and improve our service offerings. We may also use your Information to

resolve disputes, troubleshoot problems and enforce our agreements with you, including sales terms and

conditions and this Privacy Policy.

3.2. Borsa does not sell or disclose your Personally Identifiable Information to any thirdparty

for monetary of other valuable consideration. However, we may use and share your Personal

Information with affiliated and non-affiliated organizations as necessary to perform business purposes as

follows:

A. To our subsidiaries and affiliates, and to contractors, service providers, and

other third parties affiliated with us in order to continue to develop our Website, improve our

Services, and provide the Services to you;

B. As part of a transfer or assignment if we are acquired by, sold to, or merged

with another entity, or otherwise reorganized or liquidated;

C. In response to legal process, court order, or government or regulatory request;

to enforce other agreements with you, including for billing and collection purposes; and if we

believe disclosure is necessary or appropriate to investigate, prevent, or take action regarding

illegal activities, suspected fraud, situations involving potential threats to the physical safety of

any person, violations of our terms of use, to verify or enforce compliance with the policies

governing our sites and applicable laws or as otherwise required or permitted by law or

consistent with legal requirements;

D. With credit card issuers and financial institutions in order to obtain payment

from you, such that they may process payments and refunds, verify the absence of fraud, or

assist in debt collection, in the course of the performance of a contract or on the basis of other

legitimate interests;

E. With IT service providers (including IT platform provides and website analytic

service providers) in order to provide the Services to you and to analyze your use of the Services,

such that they may support our IT systems, provide hosting, processing and analyzing services

with respect to information and data collected, and provide maintenance of such systems, in the

course of the performance of a contract or on the basis of other legitimate interests; and

F. With our agents and other service providers, in order for the same to perform

function on our behalf, such as hosting, billing, notification, storage, content management,

analytics, customer service, fraud protection, etc., in the course of the performance of a

contract, on the basis of other legitimate interests, by legal obligation, or through your consent.

4. Children. The Website and Services are not directed to children under 18. We do not knowingly

collect Personally Identifiable Information from children under 18. If you become aware that a child under 18 has

provided us with Personally Identifiable Information without parental consent, please contact us. If we become

aware that a child under 18 has provided us with Personally Identifiable Information without parental consent, we

will take steps to terminate the child’s account and delete any Personally Identifiable Information provided to us.

5. Terminating your Account. If you are a Registered User, you can close your account by visiting your account settings. We may maintain residual copies of your Information in our backup systems, unless prohibited by law, or unless you opt out pursuant to the terms of this Privacy Policy.

6. California Consumer Privacy Act. The following provisions apply to you if you are a California resident or use our Services in California. For the purposes of this Section 6, “Personal Information” is information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device, and does not include information that is publicly available, or deidentified or aggregated information.

6.1. You have the right to request that we disclose to you (i) the categories of, and specific

pieces of, Personal Information that we have collected about you; (ii) the categories of sources from

which the Personal Information was collected; (iii) the business or commercial purpose for collecting such

Personal Information; (iv) if any, the categories of third parties with whom we have shared such Personal

Information; and (v) if any, the categories of your personal information that we have disclosed to third

parties for a business purpose.

6.2. You have the right to request that we delete any Personal Information about you which

we have collected from you, unless that information is necessary for us to retain pursuant to Cal. Civ.

Code § 1798.105(d), which for instance, allows retention of such information for completing the

transaction for which the personal information was collected, detecting security incidents, or complying

with a legal obligation.

6.3. To submit requests for information or deletion pursuant to this Section 6.1 or 6.2, you

may reach out via email to Borsahq@gmail.com.

6.4. For a request under Section 6.1, we will endeavor to disclose and deliver requested

information to you, without charge, within 45 days of receiving your request, and if an extension of such

timeframe is reasonably necessary, we will provide you notice of such extension. The information

provided will cover the 12-month period preceding our receipt of your request. We not required to

provide such information more than twice in a 12-month period. Only you, or someone legally authorized

to act on your behalf, may make a verifiable consumer request related to your personal information. You

may also make a verifiable consumer request on behalf of your minor child. We cannot respond to your

request or provide you with personal information if we cannot verify your identity or authority to make

the request and confirm the personal information relates to you.

6.5. We will not discriminate against you in violation of Cal. Civ. Code § 1798.125 for

exercising your rights set forth in this Section 6.

6.6. We do not sell, or disclose, release, transfer, or otherwise communicate your Personal

Information to any third-party for monetary of other valuable consideration.

6.7. We have collected certain information from the following categories of Personal

Information as set forth in CA Code 1798.140(o)(1), from our users in the past 12 months: (i) identifiers,

such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol

address, email address, account name, Social Security number, driver's license number, passport number,

or other similar identifiers; (ii) internet or other similar network activity information, including, but not

limited to, as browsing history, search history, information on a consumer's interaction with a website,

application, or advertisement; (iii) geolocation data; (iv) inferences drawn from other personal

information to create a profile about a consumer reflecting the consumer’s preferences, characteristics,

psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes; and (v)

commercial information, including records of personal property, products or services purchased,

obtained, or considered, or other purchasing or consuming histories or tendencies.

7. Opt-Out. If at any time you do not wish to receive certain communications stated herein from us,

or if you desire that we permanently delete your Personally Identifiable Information, you may “opt-out” by writing

to us by emailing Borsahq@gmail.com. It may take up to 15 days for the change to be fully effective. Please note

that in order to remain a Registered User, you may be unable to opt out of all communications from us, such as

legal notices.

8. Security of Your Information. We have put in place industry-standard procedures to safeguard

and help prevent unauthorized access, to maintain data security, and to use correctly the information we collect

online, such as dedicated virtual private servers, a web application firewall, an encrypted database, and no thirdparty

access to the server. Unfortunately, we cannot guarantee that 100% of the data transmissions are secure.

Therefore, while we strive to protect your personally identifiable information, you acknowledge that: (a) there are

limitations to security and privacy of the Internet that are beyond our control; (b) the security, integrity and

privacy of the Personally Identifiable Information exchanged between you and us cannot be guaranteed; and (c)

any such information and data may be viewed or tampered with in transit by a third party. For Registered User

accounts that are paid, as defined in our Terms of Use, we may use a third-party payment processor to better

ensure the security of your payment information. Such third-party processor may have its own Terms of Use and

understand the security measures such third-party has taken regarding your payment information. TO THE

FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES CAUSED BY DATA SECURITY BREACHES, AND YOU WAIVE ANY AND ALL SUCH CLAIMS AGAINST US.

9. Privacy Policies of Third-Party Sites. Except as otherwise discussed in this Agreement, this

document only addresses the use and disclosure of Information we collect from you. Other sites accessible

through our Website (including those linked by Registered Users, third-party payment processors used to process

Registered Users’ payments as set forth in the Terms of Use, and third-party advertisements on the Website) have

their own privacy policies and data collection, use and disclosure practices. Please consult each site’s privacy policy

and terms of use. We are not responsible for the policies or practices of third parties. Additionally, other

companies which may place advertising on our Website may collect information about you when you view or click

on their advertising through the use of cookies. We cannot control this collection of information. You should

contact those advertisers directly if you have any questions about their use of the information that they collect.

For questions or suggestions regarding this Privacy Policy, please contact us at Borsahq@gmail.com.